Rayan Saipa Co., was
established in March 1997. The word of "Rayan" is the plural form of
"Ray" which means wisdom and knowledge in Farsi.
Since early 2001 Rayan
Saipa Group initiated its activities in the fields of car leasing to
middle class earn people by installment payments as well as providing
insurance and Smart Card services and succeeded to expand its
activities remarkably within past five years.
Entering into Tehran
Stock Exchange (TSE) in February 2005 was a great achievement for the
company and in February 2005 name of the company was registered as
430th company among the list of TSE’s secondary hall with the code No.
65-91-04 and transaction symbol of VALSAPA. At the end of the year
1385 (March 2007) our name was transferred to the main hall.
In addition, by
getting authorization from Central Bank of Iran, Rayan Saipa Co.,
published and sold Rls. 300 billion participation bonds in the second
quarter of 2005 with primary interest rate of 17% for the period of
three years.
Awards & Cetificates
of Rayan Saipa Co.
1- As the first
leasing company in Iran, in early 2006 Rayan Saipa Co., received
ISO-9001 version 2000 certification from International Quality Network
(IQNet) and DQS GmbH.
2- In accordance with
the Excellence Model of EFQM, Rayan Saipa has honored to receive
"Excellence Gold Plate Award" in the first assessment process made by
Saipa Group’s specialists.
3- In February 2007, Rayan
Saipa has also honored to receive "Recognized for Excellence Award"
from international quality network of DQS GmbH in accordance with the
Excellence model of EFQM/IBEC.
4- "Committed for
Excellence Award" from Iran National Productivity and Business
Excellence Award Organization is the another certificate Rayan Saipa
obtained in March 2007.
5- In August 2007, Rayan
Saipa was assigned as a stable leasing company in asset quality,
capital adequacy, liquidation and profitability in a global class for
fiscal year ending March 2007 by Capital Intelligence Co.
Rayan Saipa Group
associated companies:
Rayan Saipa Co.,
invested in Rayan Saipa Insurance Services Co., which is Iran
Insurance Co.’s agent and Sayan Card Co., in 2001 simultaneously.
By investment in
Mellat Insurance Co., (Public Joint Stock) and being as one of its
shareholders, Rayan Saipa Group established Sayan Insurance Services
Co., and now both Rayan & Sayan Insurance Services companies are
providing all insurance services to Saipa Group associated companies.
Sayan Card Co.,
succeeded to obtain P.S.P (Payment Service Provider) certification
from Central Bank of I.R.I in 2005. At the present 55.5% of Sayan
Card’s shares belongs to Rayan Saipa Co.
Sayan Card Co.
Sayan Card Co., was
formed on 27 July 2000 with the investment of Rayan Investment Group.
In 2001 the company started its activities by providing Smart Card
services within Saipa Group companies and in the third quarter of 2004
succeeded to initiate its cooperation with Sepah Bank, Industry &
Mines Bank as well as Bonyad Finance & Credit Institution via great
achievement of obtaining P.S.P (Payment Service Provider)
certification from Central Bank of I.R.I.
At the present, 44.5%
of the company’s shares belongs to Industry & Mines as well as Atieh
Damanvand Investment companies.
The Company’s
objectives include: Supplying the hardware, software and equipment
required for providing payment services for banks, financial and
credit institutions; providing and supplying "payment tools" such as
electronic cards and card readers by means of the required software in
order to provide services at stores and shops for holders of such
electronic cards which have been issued by banks and finance/credit
institutions; entering into contract with natural and legal entities,
banks which issue credit and cash cards and businesses which accept
such cards for the purposes of marketing, installation and
commissioning, maintenance and training concerning the equipment and
tools concerned based on the provisions determined by the competent
authorities of the Islamic Republic of Iran. Entering into management
contracts for managed funds with banks in order to assign the
company’s financial resources; issuing any kind of cash or credit card
as the agent of banks and finance and credit institutions; conducting
any commercial activity; obtaining financial facilities in rials and
other currencies from local/foreign banks and finance and credit
institutions; offering various services to customers by means of
electronic plans; obtaining and granting agency; setting up branch
offices at home and abroad; importing and exporting all authorized
commercial goods and commodities; investing in the implementation of
industrial and commercial projects; carrying out business activities;
dealing in stocks, bonds (securities), participation bonds, and other
negotiable papers; making deposits; entering into partnership and
joint venture with other Iranian and foreign companies; performing
works relating to the company’s objectives.
Rayan Saipa Insurance
Services Co.
Rayan Saipa Insurance
Services Co., was founded in early 2001 for the purpose of reducing
insurance services’ expenditures for Saipa Group’s companies.
The company’s
activities include: Mutual cooperation with Iran Insurance Co., in
order to take exclusive advantages for strengthening the company’s
capabilities enabling us to compete with other agents. Providing
different kinds of insurance services in special circumstances with
special facilities such as: Life insurance, accident insurance, car
insurance, third-party insurance, health insurance, carriage insurance
and domestic transport insurance.
Besides, as the first
insurance company in Iran, we have honored to receive ISO 9001 version
2000 certification in early 2002.
Sayan Insurance
Services Co.
Sayan Insurance
Services Co., was established on 13.11.2006 as Mellat Insurance Co.’s
agent for the purpose of offering different types of insurance
coverings.
The Company’s
activities include: Offering insurance services in compliance with the
establishment and insurance regulations exercised by the Central
Insurance Authority, the ratifications of the High Council of
Insurance and the provisions of the insurance agency contract.
Today Rayan Saipa’s
Vision:
To become a finance /
Credit core in the country with potential ability to link with similar
global policies and enterprises.
Rayan Saipa’s Mission:
To approach our
vision, we are going to furnish finance/credit services, particularly
a competitive leasing, insurance coverings and a variety of card
services to Saipa Group companies and domestic market, with utilizing
our expert manpower resources, our sophisticated operational systems,
credit allocation, optimized financial resources management, insurance
services in a permanent GNP development to be finalized as our
stakeholders’ satisfaction.
Culture:
Values & Ethics:
Forthcoming strategies of
Rayan Saipa Group:
-
Development strategy
-
Diversification
strategy
-
Empowerment strategy
